Caesar Rodney School District employees are covered by the State of Delaware Group Health Insurance Program.
In addition, employees are eligible to participate in the State’s supplemental benefits programs. Employees are eligible to enroll in these programs on the 1st of the month following ninety (90) consecutive days of employment. Should an employee wish to enroll in the health insurance program prior to the completion of their 90 days; all costs will be paid by the employee. If an employee transfers from another Delaware school district or state agency, insurance benefits will transfer with the employee.
For a summary of the State of Delaware Group Health Insurance Program plans, please see https://dhr.delaware.gov/benefits/education/index.shtml.
Dental Insurance and Vision Insurance
The District's dental & vision insurance is with AMERITAS. The dental and vision will now allow dependents under the age of 26 to maintain dental and vision coverage without being a full-time student. The dental and vision change will result in no premium cost to employees.
The New Dental and Vision Plan Memorandum found here.
The thought of switching to a new dental insurance plan can trigger some anxiety. What if your dentist isn't in the new carrier's network? What if you end up paying more for services? On the other hand, what if this change is for the better? Here are a few crucial things to consider before you decide.
Concerns and Answers About Changing Dental Carriers found here.
- Dental Plan is administrated by AMERITAS
- Vision Plan is administered by AMERITAS (VSP Vision Plan)
- VSP information sheet for employee and dependent
- VSP does not provide cards (please give the provider your last four of your SSN and the group number on the information sheet)
- VSP Customer Service number 1-800-877-7195
Securian Life Insurance is the provider for all State of Delaware employees. All eligible employees will receive their information packet directly from the Securian Life Insurance at their home address. You must take action to enroll in the Securian Life Insurance. Life insurance premiums are paid to Securian by the employee by payroll deduction. There is no contribution from the State or District. Additional information is available on their website: https://dhr.delaware.gov/benefits/life/life.shtml.
The State of Delaware provides at no cost to employees, short term and long term disability insurance. Disability insurance pays a portion of your monthly earnings if you cannot work because of a disabling illness or injury that happens on or off the job. For Customer Service, call 1-866-945-7781
Employee Assistance Program
The State of Delaware’s Employee Assistance (EAP) and Work/Life Program is administered by HealthAdvocate. If you are enrolled in benefit health program sponsored by the State of Delaware, you may contact HealthAdvocate at 1-800-343-2186, 24 hours a day, 365 days per day. This program is a confidential benefit, paid for by the State of Delaware. Members are strongly encouraged to reach out to HealthAdvocate for guidance as they attempt to balance the demands of home and work/life issues. Eligible members may receive an assessment and/or up to 5 counseling sessions per issue. Additional information is available at their website www.hmsincorp.com (name of organization is “State of Delaware”)
Flexible Spending Account
This is an employer-sponsored plan that allows you to have pre-tax contributions deducted from your paycheck and placed in an account to help with qualified out of pocket expenses. For more information: https://dhr.delaware.gov/benefits/fsa/index.shtml
As a State of Delaware employee or educator you are eligible for the Delaware Retirement Savings Plan. This plan provides you with the opportunity to save money for retirement on a tax-deferred basis through the convenience of a pre-tax payroll deduction for ways to better prepare you for your retirement. To learn more: https://treasurer.delaware.gov/deferred-compensation-plans/
State of Delaware Employee Pension Plan
You are a member of the State Pension Plan if you are employed by the District in a pension creditable position. Casual/Seasonal positions are not pension creditable. Employees hired on or after 1/1/2012 will be fully vested in the pension plan after 10 consecutive years of employment with the State of Delaware. Pension will be deducted at a rate of 5% of your gross earnings after have earned $6000 per calendar year (January through December). For more information, please visit: https://open.omb.delaware.gov/